The user ';chris'; is phishing answers. Every time somebody asks a question about getting a loan ';chris'; answers that he has oodles of money to loan out at 3% and instructs the asker to send him a bunch of personal information. ';chris'; has done this over 100 times.
Is anyone really dumb enough to believe that ';chris';, who obviously can't construct a simple sentence correctly has hundreds of thousands of dollars to loan and will do so with no collateral, no credit check, etc. and will charge a fraction of market interest rates?
Shouldn't ';chris'; just go back to emailing people about how he needs to transfer 10 million dollars out of Nigeria or something?