I wanted to consolidate my student loans, but then I heard that the loan company would have me by the balls if I ever missed a payment for some reason. I decided, at the end, that paying more interest was in my best interest in the event that I ever ran into financial difficulties and couldn't pay make a payment.
The terms of the agreement of an unconsolidated gov't student loan just seemed safer than those of a consolidated loan with a private company.
Keeping in mind what I just said, would I have been better off consolidating my loans?