Are there any legit places that will do a debt consolidation loan for people with bad credit?

I need a debt consolidation loan for about $60000. I have tried my bank Wells Fargo, but my credit is not good enough. I want to know if there are any legitimate places or banks out there that will do unsecured consoladation loans for people with bad credit. I want to be able to catch up, but I don't know who to contact. Are there any legit sites out there at all. I check the Better Business Bureau. Do you usually have to pay a fee for a site to help you. I have seen these and I am very wary about sending any one money just to get a loan. It sounds like a scam to me when they ask for money and say they can absolutely help if you send them 25 or 40 dollars to join there site so they can help you get that loan.